Worry-Free Wanderlust
You have lived a life riddled with hard work and fulfillment, and now is the time to take a break and enjoy what you have worked for. It may be a dream vacation on the West Coast or a love-themed excursion with your spouse on another continent. While this may look adventurous, it is always good to prepare for the unknown.
One of the best ways to prepare is to get a good insurance policy. Safeguarding your trip investment would require a beneficial travel insurance policy. In cases of emergencies and delays, you wouldn’t have to worry about disruption of travel plans.
There are many travel insurance policies for seniors out there, but the best ones cover travel medical bills and pre-existing conditions at a friendly rate. We have reviewed the top 5 US travel insurance companies for seniors. How did we come to this conclusion? We rated and selected them through a ranking factor.
Our Ranking Methodologies
There are several key rating factors to note when choosing the best travel insurance company. Look out for comprehensive coverage and peace of mind. Here are some ranking factors to check:
Coverage options: The travel insurance company you should look out for must offer comprehensive coverage aligned with your needs. What we mean is that they must cover emergency medical evacuation, trip delay, medical coverage and baggage loss.
- Customer reviews: It’s always good to read how other customers have rated and reviewed their services before opting in. The satisfaction of each customer can be used to gauge any travel insurance company’s reputation. Lastly, pay attention to the reviews from seniors.
- Pre-existing coverage: Most seniors have underlying health issues. Be sure that the insurance policy covers pre-existing medical conditions if you fall into this category.
- Customer support: There should be a provision of 24/7 emergency assistance and support services from the travel insurance company you choose. You should also have access to medical professionals and assistance during emergency evacuation.
- Policy coverage: Find out what they exclude in their insurance policy. Pay attention if exclusions are made on adventurous activities and travel advisory.
- Age limit: Some travel insurance might put restrictions and limitations on age groups when it comes to coverage. Check if they offer coverage for older travelers before getting into business with them.
- Price and value: Compare insurance costs from different companies and relate that to the value they are providing. The values should include benefits, coverage limits, and services rendered. Some of them offer discounts or special promos to older travelers.
Top Travel Insurance Company for Seniors
Here are 5 of the best travel insurance companies that have good coverage and policies:
AARDY
Since 2018, Aardy has been providing world-class insurance to their partner. Their main goal is to build a lifetime relationship in the insurance marketplace. Speaking of one of the best trip & vacation insurance companies, Aardy.com helps seniors enjoy an easy experience through their insurance policy. They consider travel protection and the cost of travel insurance for everyone. Their travel insurance marketplace has made it seamless for seniors to purchase the best rate travel insurance.
- Trustpilot rating: 4.9
- Trustpilot reviews: 22,200+
TripInsure101
Trip Insure 101 is one of the leading Trip & Vacation Insurance Marketplaces in the USA. Most of their customers have characterized them as having an easy-to-navigate website with a pleasurable experience for any group. TripInsure101 allows you to choose the policy that fits your needs and your budget. They offer a huge selection of policies, with guaranteed best pricing. They understand that cost protection is one of the best ways to ensure seniors find affordable travel coverage.
- Trustpilot rating: 4.9
- Trustpilot reviews: 2,800+
Seven Corners
Every year, millions of people travel around the world to explore, and this is the best way to create unforgettable memories. Although these problems do come with certain hiccups, this is why Seven Corners provides customized travel insurance solutions, especially for seniors. Aside from that, they have 24/7 emergency medical, health care benefits and travel support services for every age group. What they offer is the freedom to experience new places and visit places dear to your heart.
- Trustpilot rating: 4.2
- Trustpilot reviews: 5,100+
Travel Defenders
Here is another company working to ensure that you get the best coverage at a cost you can afford. All they need is information about you and your trip to get started. This process will help you choose the policy that best fits your budget and needs. Every year, they donate to support the AARDVARK Kids of Heroes charity partners as a way of giving back to the community. Older travelers can get the best insurance policy from Travel Defenders with ease.
- Trustpilot rating: 4.9
- Trustpilot reviews: 1,100+
MexiPass International Insurance
MexiPass has created easy access for foreign senior nationals to travel. Their premium products provide affordable insurance coverage from other top insurance companies. They call it the ‘Mexico Insurance Products,’ designed to cover the needs of Americans and other foreign nationals. Overall, MexiPass offers superior coverage at a friendly rate.
- Trustpilot rating: 4.9
- Trustpilot reviews: 1,500+
Senior Jetsetters' Shield
The best travel insurance companies always consider coverage and cost for seniors so they can enjoy the dream they couldn’t live while they were younger. While most of these travel insurance covers every age group, it’s good to find the ones that suit your particular needs.
Look out for emergency health coverage, age policy and value offered to loyal customers before opting in. You don’t have to rush because there is so much for you to enjoy once you find the right senior insurance. Explore the world without worries and feel like a little child again!