Phil Sykora

Whether you’re buying your first car or your tenth, figuring out how to finance a vehicle can feel overwhelming. This is where a pre-approved car loan can come in handy. Considering that the average cost of a new car in Canada in 2023 was $67,817, paying for a car in cash is no easy feat. If you’re looking at financing, going into a dealership with a pre-approval in hand empowers you with confidence and leverage, all while staying within...

Travelling should be about exploring and creating memories, not breaking the bank on hotels. Hotel costs can quickly eat into your travel budget, which is why learning how to save money on hotels is a must for budget-conscious travelers. With the average cost for a double occupancy hotel room in the US being $259 USD per night, even a short trip can cost you thousands once you factor in transportation, meals and entertainment. Whether you’re a new or seasoned...